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![]() Generally, you use tax-gain harvesting when your current capital gains tax rate is lower than what you expect it will be in the future. So why would you do that, considering that those gains will also a create capital gains tax liability? This is a strategy in which you sell winning investments specifically to capture capital gains. The flipside of tax-loss harvesting, is tax-gain harvesting. ![]() In the process, you will sell winning investments, and substantially retain losing investments until they become winning investments as well. In a perfect world, you can do this year after year, and never incur capital gains taxes. In doing this, you are creating the loss that offsets your capital gain on the winning investment, while retaining a (similar) position in the losing investment for future growth. The idea is to use those losses to offset capital gains on winning investment positions and reduce capital gains taxes.Īfter the losing investment position is sold to generate a loss, you buy into a similar-but not identical-investment position. Tax-loss harvesting involves selling one investment at a loss, in order to offset gains on the sale of other investments. Let’s start by explaining tax-loss harvesting, since it is likely to be the more familiar of the two topics. Are there downsides to tax-gain harvesting?.Anticipating higher capital gains tax rates in the future.Loan Payoff Calculator: How Quickly Can You Repay Your Loan?.Auto Loan Interest Calculator: Monthly Payment & Total Cost.How To Pay Medical Bills You Can’t Afford.Best Car Insurance For College Students.Should You Get Home Contents Insurance?.How Much Should You Contribute To Your 401(k)?.How Much Do You Need To Have Saved For Retirement?.The Beginner’s Guide To Saving For Retirement.Investment Calculator: How Much Will You Earn?.How To File A FAFSA As An Independent Student. ![]() Best Companies For Student Loan Refinancing in 2022.Best Personal Loans For Excellent Credit.Understanding Overdraft Protection and Fees.Balance Transfer Calculator: How much can you save?.Credit Score Calculator: Get Your Estimated Credit Score Range. ![]() ![]() I purchased a 2-year unlimited personal backup plan for $95. ![]() The new app is available from, or you can update it from your system preference : Personal Backups to Free Your Mindīackblaze cloud storage is so cheap it’s a crime not to have it. The improvements aren’t all under the hood, though, as the app contains updated Backblaze branding as well.īackblaze is hosting a webinar on July 29 to explain the new features, as well as take questions from the audience. This increased performance doesn’t mean the app is slower, as version 8 reduces the load on your hard drive by 80% as the app has reconfigured how read and writes happen before encryption and upload. In addition, new smart throttling reduces the strain on your laptop and bandwidth during heavy uploading sessions. This addition will increase parallel processing for larger uploads. ![]() The previous app was limited to 30 threads. In this new release, Backblaze is increasing the maximum threading performance to 100. This new release will make it easier than ever for consumers and businesses to take control of their data and prevent data loss. Yet, nearly one in five Americans who own a computer have still never backed up all of their data, said Gleb Budman, CEO and Co-Founder, Backblaze. Backblaze has been a native app since the original release, and it continues to get better over time.Ī recent Backblaze survey showed that more people than ever are backing up their computers. ![]() In version 8 of the desktop application, it becomes an even better macOS citizen with new under the hood performance that will delight Mac users. I also look at Backblaze as a backup of my iCloud data that’s only 1-way sync. For just $6 per month, I keep my Mac backed up, so I know that even if something happened to my Mac and my Time Machine drive, I’d still have a copy of all of my data that’s not in iCloud. Backblaze is introducing version 8.0 of its desktop app that contains many improvements for macOS users who are using the service to backup all of their data.īackblaze remains one of my most trusted services, and I would need to be in a pretty bad financial situation to cancel it. ![]() ![]() ![]() ![]() To get started, Xbox Game Pass members can visit the Xbox app on Windows 10 to guide them through set up and to discover a rich library of games. Through the EA app, our next-generation PC platform that’s currently in open beta, and the Xbox app for Windows 10, members will receive access to EA Play and get exclusive in-game challenges and rewards, a collection of outstanding games in The Play List, 10% savings on purchases of EA digital content, and trial access to full versions of select new releases. Since November, EA Play* has been available to all Xbox Game Pass Ultimate members on console and starting today, Xbox Game Pass PC and Ultimate members can also get more from their favorite EA games. EA Play Now Available to Xbox Game Pass for PC and Ultimate MembersĮlectronic Arts is excited about the next milestone in our ongoing commitment to give players more choice on how to access the games and in-game benefits they love. ![]() ![]() ![]() It is one of the most unique photo editing software versions in the market that is continually evolving to give users the best editing results and experience. It comes packaged with multiple AI tools that offer automated sky replacement, structure, composition, among many other exciting features. Luminar Neo was released on February 2022. In addition to filters that are significant in editing images, this app also comes with great effects combined with layers and masks to enhance the raw files' quality of images. Luminar Neo won the award for the best imaging software enthusiast in 2022. The previous version (Luminar 4), won this award along with 2 other of its exceptional products: Photolemur and Aurora HDR, which Is now HDR Merge. It integrates with Adobe Lightroom Classic, Adobe Photoshop Elements, Photos for macOS, and Adobe Photoshop, and was the gold award winner in 2020 at the Digital Camera Grand Prix for being highly creative and innovative in the photo editing industry. ![]() It is a Windows and Mac application that works independently and can also serve as a plugin for Adobe and other Apple products. It is one of the most reputable global photo editing software applications developed by Skylum, formerly referred to as Macphun, and available for Windows and macOS. Luminar Neo is one of the most reliable options that anyone looking for exemplary image editing applications can consider. Other Things to Know About the New Luminar Neo. ![]()
![]() ![]() Remove applications in batch mode with an integrated uninstaller.Improves the performance of the computer and deliver enhanced workflow.Clean browser history, recent pages, passwords, cookies, and Windows installations.Real-time protection for any junk and better optimization features.Scans and cleans the computer instantly.Finds out any issues in the system and delivers enhanced workflow.Fix broken registry items and backup registry before fixing.Improves the performance of the computer.Remove any kind of junkware from the system.A powerful system maintenance application.Many other powerful tools make it a complete application for fixing the system and provides better performance. Disk wiping features, removing all the programs leftovers, removing browser history and other websites data as well as numerous other powerful tools makes it a complete system maintenance application. With real-time monitoring, it keeps a keen eye on all the junk data and prompts to remove unnecessary programs without any hard efforts. This powerful application has the ability to uninstall applications in batch mode providing complete details about the applications. It provides a variety of tweaks to enhance system performance. CCleaner is a useful program for all types of users to fix different computer issues and produces considerable improvements in the performance of the computer. It has a straightforward user interface with neatly organized files and folders to process the graphical content and delivers a complete set of tools for cleaning and fixing the computer. Piriform CCleaner Pro 5.8 is a fully loaded junkware removal application that can fix the registry issues, clean junkware, and completely uninstall unnecessary applications. Piriform CCleaner Pro 2021 is a well-known PC cleaning application that can remove junkware, fix registry issues, and uninstall applications to improve the performance of the computer. Download CCleaner Professional 5.83 free latest full version standalone installer for Windows 32-bit and 64-bit. ![]() ![]() ![]() Switching his focus to preload scripts, he found that Discord exposes a function that allows some permitted modules to be called (via ('MODULE-NAME')) into the web page. ![]() ![]() Kinugawa then deployed a technique for achieving RCE that he had outlined in a 2018 presentation to no avail. ![]() RELATED Discord users warned over QR code login scam that can result in pwned accounts However, the researcher discovered that this option was disabled, meaning that “a web page’s JavaScript can affect the execution of the Electron’s internal JavaScript code on the renderer, and preload scripts”. This should have precluded RCE courtesy of contextIsolation, introduced by Electron in response to a 2016 Cure53 penetration test to which Kinugawa contributed. The three-stage research process, which Kinugawa has documented in a blog post published yesterday (October 18, also available in Japanese), began with efforts to execute arbitrary JavaScript on Discord by first checking the BrowserWindow API options.īecause nodeIntegration was false in Discord's main window, the researcher couldn’t call require() directly in order to use Node.js features. Japanese researcher Masato Kinugawa was awarded $5,000 by Discord and $300 by Sketchfab through the platforms’ respective bug bounty programs. It also leveraged a cross-site scripting (XSS) flaw in the implementation of iframe embeds on 3D viewing platform Sketchfab, along with a navigation restriction bypass in Electron.ĭiscord, whose client is built on the Electron framework, is an instant messaging and VoIP application with more than 100 million active monthly users. The exploit (demonstrated in this video) capitalized on the fact that Discord had disabled the RCE-blocking contextIsolation option in Electron. A security researcher has achieved remote code execution (RCE) on Discord’s desktop application by chaining a trio of security vulnerabilities. ![]() ![]() ![]() Choose the appropriate file for your Mac OS X Snow Leopard, Leopard, Tiger, Panther, Jaguar, Cheetah and Puma. Download For Older Versions of Macįor older versions, leading to Mac OS X 10.0 Cheetah and 10.1 Puma, scroll further down on the official Mac download page. Option (1) will download a file: vlc-3.0.18-intel64.dmg, (2) downloads the file: vlc-3.0.18-arm64.dmg and the final option (3) downloads: vlc-3.0.18-universal.dmg. If your Mac has Apple chips (M1, M1 Pro, M1 Max, M1 Ultra), the second option will be better for you. VLC for Macs with Apple Silicon Chips, andĬhoose between (1) and (2).The little arrow next to the button will show more options like. On the official mac download page, the “Download VLC” button should give you the correct version for your system. Downloading for Macīasically, you download a dmg package for your Mac computers from the following page: Read the instructions below to understand how can install VLC on your Mac. ![]() are required for a different Mac and the VideoLAN team has got it covered. The software is freely available for computers and laptops running different Mac OS X systems. This free and awesome player is readily available for Apple computer users. It could be said that VLC is trying to become a universal media player. VLC Media Player is available on several popular platforms. ![]() ![]() ![]() Offers stealth to prevent from taking screenshots and hides web pages when switching apps.With Google Safe Browsing, Focus gives protection from malware and phishing sites.You can make pages load faster by blocking web fonts in Settings.blocks trackers and scripts from ads, analytics, and social sites.In Germany, Austria, or Switzerland it is available as Firefox Klar. Firefox Focus is available in certain regions.Within Private browsing mode, cookies, search, and browsing history will be erased when you close it.However, most browsers aren’t delivering on these functions. In the digital age, not just the web, it is easy to customize things. ![]() It would be great if they could be just as competitive when it comes to ease of use and customizability of the browser itself. When compared with regular Firefox on Android, Firefox Focus doesn’t support extensions, bookmarking, or bookmarks.įocus is a fork of Firefox and Mozilla initially launched it as a tracker blocker for iOS devices.īoth Firefox and Focus use the Geckoview engine. Browsers focus a lot on gaining market share. Mozilla has recently launched redesigned Firefox for Android, but you can still use Focus if you want. It is available for Android and iOS devices, as well as for desktop computers. Means, cookies, browsing history, tracking cookies will be cleared automatically when you close this browser on Android. Firefox Focus is a privacy-focused browser developed by Mozilla. What makes Firefox Focus special or separate from Firefox or other browsers is it always runs in private browsing mode by default. Mozilla is currently testing a new look for Firefox Focus in version 93. It blocks trackers and clears cookies and search history, which not only improves performance but also protects your privacy. Firefox Focus, Mozilla’s private browser for Android and iOS is getting a revamp. ![]() ![]() ![]() Paid version: Windows Defender Advanced Threat Protection is available to corporate users for a fee. Be sure to check the terms of the subscription plan before you buy so you won't get an unwelcome surprise when your subscription renews.įree version? Yes, free antivirus built into Windows 10 and Windows 11. The regular rate for the services may be double the introductory rate or sometimes more. ![]() After the first billing period - typically a year or two, depending on the plan you purchase - the amount you pay for the service may increase substantially. Note: The pricing structure for antivirus services can be complicated, since providers often offer low introductory prices to entice you to sign up for their services. Windows-targeted malware has a larger base of devices to infect, giving it more potential in the eyes of cybercriminals, so all our antivirus picks work on Windows. Windows devices make up three out of every four laptop or desktop operating systems, according to the latest data from Statcounter. It's all too easy for a hacker to access your personal information, and that's why you should always invest in protection. It's so important to regularly check your computer's health to save yourself from headaches in the future, whether they be from scammers or your computer just not working as it should. No matter how good you think your computer is, it can still be susceptible to viruses and malware without the best antivirus software running. ![]() |
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